Need a loan or some place to store your doubloons? Then stop by the small bank owned by Philip. Philip makes sure your doubloons are protected as he has hired a guard. You don' even need to walk into the building, just come up to the windows. The space saved by not having an interior allows you to store more gold! And don't worry, while Philip and his guard like to play guards, they never use customers' money.
The RNTC is more than welcome to buy this property.